Here’s a complete, step-by-step guide on how to apply for a Moneyview Personal Loan — from eligibility to receiving the money in your bank account. This covers every detail you need to know before you apply.

How to apply Moneyview Personal Loan?

💡 1. What Is a Moneyview Personal Loan?

A Moneyview personal loan is a 100% digital loan you can apply for online or via the Moneyview app without visiting a bank branch. The loan is unsecured (no collateral needed) and designed for various purposes like emergencies, travel, education, or other expenses.

📌 2. Eligibility Criteria

Before applying, you must meet basic eligibility requirements:

✔ Age: 21 to 57 years
✔ Employment: Salaried or self-employed
✔ Income: Minimum monthly income ~₹25,000 (credited to bank account)
✔ Credit Score: Typically minimum CIBIL ~650 (varies by partner)

📱 3. How to Start the Application

You have two ways to begin:

🧑‍💻 A. Via the Moneyview Website

1. Visit the Moneyview personal loan page.
2. Click Apply Online or Check Eligibility.
3. Enter your mobile number and verify with the OTP you receive.

📲 B. Via the Moneyview App

1. Download the Moneyview Loans App from the Play Store or Apple App Store.
2. Register with your mobile number and complete basic profile details.

Both options are entirely digital — no physical paperwork required.

🧾 4. Enter Personal & Loan Details

You’ll be asked to provide:

✔ Full Name (as per PAN)
✔ Date of Birth & Gender
✔ PAN Number
✔ Employment Status & Monthly Income
✔ Loan Purpose & Location/PIN code

After submission, Moneyview’s system calculates your eligibility in about 2 minutes.

💰 5. Choose Loan Amount & Tenure

Once eligible, you’ll see your loan offer:

✔ Loan range: typically ₹5,000 – ₹10,00,000 (based on eligibility)
✔ Tenure: usually 3 to 60 months
✔ Interest rate: starts around 14% p.a. (varies by profile)

You can select the amount and repayment period that suits your budget.

📂 6. Upload Documents (100% Online)

Upload digital copies of your documents:

🪪 Identity & Address Proof

• PAN Card (primary)
• If needed: Aadhaar, Passport, Voter ID, Driver’s License, Utility Bills (recent).

📊 Income Proof

• Salaried: Last 3 months of bank statements showing salary credits
• Self-employed: Last 3 months bank statements (sometimes IT returns).

📸 Selfie for Identity Verification

A selfie upload is usually required as part of the KYC process — no physical visit.

🧠 7. Verification & Approval

Once your documents are submitted:

✔ Moneyview (through its lending partners) verifies your KYC and income details.
✔ This verification and approval often happen within a few hours.
✔ You may need to enable auto-debit (NACH) for EMIs.

💳 8. Loan Agreement & Disbursal

After approval:

1. You’ll receive the loan agreement with details on amount, interest, tenure, and fees.
2. Review and accept the agreement digitally.
3. The loan amount is credited to your bank account, often within 24 hours of approval.

💡 9. Repayment & EMIs

✔ Your monthly EMIs are usually deducted via auto-debit (NACH) from your bank account.
✔ If auto-debit isn’t active, you can use the app to pay manually.

📌 Tips to Improve Approval Chances

✅ Ensure your credit score (CIBIL) is good (650+).
✅ Upload clear, valid documents.
✅ Use the same name across PAN, bank, and loan forms.

⚠️ Important Safety Notes

Moneyview works with RBI-registered lenders and NBFC partners, but always:
✔ Apply only through the official app or website
✔ Beware of unofficial calls/messages claiming loans
✔ Never share OTPs or passwords with anyone

If you ever get suspicious communications not from the official Moneyview channels, treat them with caution.